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Invest in DINIDU Heirlooms with Select Financing
When your heart is set, let nothing hold you back. Explore our easy-payment options to finance your dream jewellery crafts without compromise.
Credit Card Payment Plans
Enjoy the ease of owning your cherished piece with credit card instalment plans available with select partner banks. Payments can be made using Visa, MasterCard, or American Express credit cards.
- See the full list of our partner banks, available instalment plans, and applicable interest rates below.
- To arrange a credit card payment plan, WHATSAPP us or visit our boutique for personalised assistance.
Don’t see your bank? Please contact them directly to inquire about setting up a custom payment plan.
Duration
Interest rate
Conditions
Validity
Seylan Bank
3 Months
6 Months
12 Months
0.0%
0.0%
0.0%
Transactions between Rs. 10,000 and Rs. 1,000,000 (Maximum limit may be customised)
31st December 2026
Valid till 31st December 2026
DFCC Bank
12 Months
24 Months
0.0%
0.0%
Transactions up to Rs. 1,000,000 
12 Months (Min. transaction Rs. 25,000) – Rs. 2,500 
24 Months (Min. transaction Rs. 100,000) – Rs. 4,000
30th September 2026
Hatton national Bank
3 Months
6 Months
12 Months
0.0%
0.0%
0.0%
Transactions between Rs. 10,000 and Rs. 1,000,000
31st October 2026
Valid till 31st October 2026
Peoples Bank
3 Months
6 Months
12 Months
18 Months
24 Months
30 Months
36 Months
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Transactions between Rs. 25,000 and Rs. 2,000,000 with handling charges.
Up to 3,6,12 Months - Rs. 1,500
Up to 18, 24 Months - Rs. 3,000
Up to 30, 36 Months - Rs. 4,500
Until further Notice
Valid Until further Notice
National Development Bank
12 Months
24 Months
36 Months
0.0%
0.0%
0.0%
12 month plan - Processing Fee: LKR 2,000 (from cardholder). Transaction Value: Min LKR 25,000 – Max LKR 1 mn.
24 & 36 month plan - Processing Fee: LKR 3,500 or 2% of transaction value (whichever is higher, from cardholder). Transaction Value: Min LKR 50,000 – Max LKR 2 mn.
31st August 2026
Valid till 31st August 2026
Nations Trust Bank
3 Months
6 Months
12 Months
0.0%
0.0%
0.0%
Transactions above Rs. 50,000 (Rs. 2,500 setup fee for MasterCard & Amex)
30th September 2026
Valid till 30th September 2026
Sampath Bank
3 Months
6 Months
12 Months
18 Months
24 Months
36 Months
48 Months
60 Months
1.0%
1.0%
0.9%
0.9%
0.8%
0.8%
0.8%
0.8%
Handling charges apply.
Handling charges
apply.
Rs. 1000 x 3
Rs. 1000 x 6
Rs. 900 x 12
Rs. 900 x 18
Rs. 800 x 24
Rs. 800 x 36
Rs. 800 x 48
Rs. 800 x 60
31st December 2026
Valid till 31st December 2026
Commercial Bank
6 Months
12 Months
18 Months
24 Months
36 Months
48 Months
3.0%
3.0%
4.0%
6.0%
7.0%
9.0%
30th September 2026
Valid till 30th September 2026
Flexible Luxury With Mintpay
We’ve partnered with Mintpay, allowing you to complete your payment for your exquisite jewellery crafts across 3 interest-free instalments.
- The first payment will be made at the time of purchase, followed by two monthly instalments.
Please note that Mintpay is available for in-store & online purchases
Flexible Luxury With KOKO
We’ve partnered with Koko to make owning your exquisite jewellery pieces even more effortless with up to 3 interest-free instalments.
- Make your first instalment payment at the time of the purchase and split the rest across a 60-day period.
- Eligible Koko users may enjoy even greater flexibility, extending up to 6 instalments, with a service fee applied.
Koko payment facilities are available in-store only.
Layaway Payment Plans
With our Layaway Plans, reserve your desired jewellery craft and pay in manageable monthly cash instalments without interest, hidden fees or price fluctuations.
- Select from up to 3, 6, or 12-month cash instalment plans.
- Complete your first instalment payment at the time of purchase confirmation.
- Your chosen piece will be crafted and reserved exclusively for you during the payment period.
- Once full payment is complete, your finished jewellery can be collected.
To arrange a cash payment plan, WHATSAPP us or visit our boutique for personalised assistance.
Book an Appointment
Meet with our jewellery experts at our boutique for an exclusive viewing of our ready-to-wear collections or craft a bespoke design tailored to your unique vision.